Personal Finance Calculators
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Online — free, nothing to download or install.
- † Auto Loan — allows for optional trade-in or cash down payment
- * † Biweekly Mortgage Calculator — pay 1/2 the monthly payment every other week and save on interest
- Budget Calculator — Create budgets and percentage allocations
- Extra Payments — calculate interest and time saved due to making extra principal payments
- Future Value — what an amount will be worth in the future
- Interest Calculations — calculate periodic or exact date interest
- Home Loan Calculations — regular payment and loan amount calculations
- Millionaire Calculator — how much to save to reach an amount
- † Mortgage Calculator — solves for 6 unknowns including percent deposit
- Net Worth Calculation — assets minus liabilities. Calculates percentage allocation.
- Payment Calculator — calculate level payment covering principal & interest
- Percentage Calculations — 4 calculators
- Present Value of an Annuity — today's value of future cash flows
- Present Value — Today's value of future amount — PV
- Retirement Calculator — Am I on track? Chart a retirement plan
- Return on Investment — exact ROI between two dates
- Savings Calculator — solves for four unknowns
- Savings Plan — calculates goal amount based on projected cash flow needs
- Time to Double — how long an investment takes to double at any interest rate
* Newest calculators
† Creates & prints loan schedules too. Also with charting.
For Windows - for downloading & installing on your computer
- Accelerated Payment — save interest by making periodic extra payments.
- Affordable House — calculate affordability
- Amortization Schedule (free) — produces a quick, clear loan schedule showing payments, interest, principal and balance.
- Automobile Loan Calculator — solves for any two of six variables including needed cash deposit or trade-in amount.
- Budget Calculator — produce up to 12 projected & actual monthly budgets. Calculates expense allocation.
- Debt Reduction Adviser — analyze all debts and suggests most efficient way to reduce or eliminate debts
- Future Value Matrix — multiple calculations with interest rate and term varying along the "X" & "Y" axes.
- Goal Planning Adviser — plan for large, future obligations such as retirement or college. Structure both the savings cash flow as well as the withdrawal cash flow. Wizard like style.
- Interest Calculator — calculate exact day or periodic interest.
- Internal Rate of Return (IRR) — ROI calculation for adjustable cash flow.
- Lease vs Buy Adviser — is it more advantages to finance or lease?
- Loan Calculator — solve for amount, term, rate or payment amount for various payment and compounding frequencies and for various lending methods be it normal, Canadian, rules-of-78, interest only or fixed principal payments.
- Loan Comparison Adviser — compare two loan offers
- Mortgage Loan Calculator — solve for any of 6 possible unknowns including down payment required
- Net Worth Calculator — create a customizable personal net worth statement.
- Purchasing Power Calculator — calculate value of an amount adjusted for inflation
- Refinance Adviser — determine if it is advisable to refinance a loan.
- Return on Investment (ROI) — absolute and annualized rate of return calculation
- Savings Calculator — solve for any of 4 values