The *Loan Calculator* can quickly perform "what-if" analysis for any loan scenario. There are four values that will typically concern the user. They are (1) the amount of the loan; (2) the total periods or term of the loan; (3) the annual rate; and (4) the payment amount. It is your job to provide any three of the values and the loan calculator will solve for the fourth one. You may display up to five loan calculators on the screen at one time. Displaying multiple copies of a calculator makes what-ifs and side-by-side comparisons easy.

The Loan Calculator supports many different amortization methods.

- Normal
- Canadian
- Fixed principal
- Interest only
- No interest
- Rule-of-78s

This loan calculator also supports lease payment calculations. For lease calculations, set the payment method to "Advance".

The Loan Calculator is intended to give you a fast answer to a single question such as "how much money can I borrow if I want to pay $375 every two weeks?". If you want to produce an amortization schedule for a mortgage or car loan (for example) which shows the payment break-down between interest and principal and handles extra payments as well, please see our Flexible Amortization Schedule.

If you want to know what payment and compounding frequencies are supported, please see the list of common features for all calculators.

Here's our online loan calculator.

Features in common for all calculators.

In a hurry? Here's a short

description of every calculator.

Do you need to confirm or record payments paid on a loan?

If so, then try *C—Value!* and our step-by-step

loan servicing tutorial.

Download a trial

of *SolveIT!*,*AmortizeIT!* or*Loan*Calc! Plus*

to try this

calculator.

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Time Value of Money

Calculator

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Calculations Grouped by Function

New & Popular Calculators

- Amortization Schedule — show/print payment schedule
- Auto Loan — supports optional trade in or deposit
- Budget — income & expense allocation
- Balloon Loan — structure loan with balloon
- Debt Adviser — evaluate 4 debt elimination plans
- Goal Planning — design both savings & spending needs
- Loan calculator — solve for any unknown
- Mortgage Calculator — solves for 6 variables
- Net Worth — assets minus liabilities
- Value of an Annuity — present value of cash flow
- Savings Calculator — calculate 4 unknowns

Time Value of Money Tutorials

- One loan multiple borrows — setup construction loan
- Structured loan — skipped or stepped payments
- Special payment series — initially only interest paid
- Biweekly payments — save interest
- Audit loan balance — w/ optional irregular payments
- ARM — loan with any date interest rate changes
- Buying mortgages? Calculate mortgage's present value.
- Over 20 Other Step-by-Step Guides
- Video Tutorials

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