Or click to see: financial calculators listed alphabetically

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- Create budgets and see allocations
- *Debt Reduction — on your terms
- Money Calculators — 2 very basic ones
- Net worth calculator
- **Solve any time value of money problem

- Loan / amortization schedules
- Investment / savings schedules
- Calculate return on investment
- Much, much more

** Major update released 06/21/2012

- *Am I on track? (chart a retirement plan)
- Future value of an investment — FV
- How much savings will you need to retire?
- Savings calculator solves for four unknowns
- Time required to double an amount

* Recently Added. Check them out!

- Debt Reduction Adviser — calculate four plans to reduce and eliminate debt. Pick best plan for the circumstances.

- Flexible Amortization Schedule
- Free Amortization Schedule
- Annuity Schedule — schedule of withdrawals, interest & balance
- C—Value! Wizard — customize exact date cash flows and solve for any unknown
- Future Value Schedule — schedule of deposits, interest & balance
- Present Value of a Series Schedule

- American Option Pricing
- Bond Value and Yields and much more
- Equivalent Rates
- European Option Pricing
- Internal Rate of Return (IRR) — ROI for a periodic or irregular cash flow.
- Net Present Value
- Present Value of an Amount
- Profit and loss analysis for rental property
- Return on Investment (ROI) — on an amount

*These calculators show multiple results. The term and interest rate vary along the "X" & "Y" axes.

- Budget Calculator
- Plan for any future cash flow needs
- Net Worth Calculator
- Purchasing Power Calculator — the impact of inflation with US consumer price data (CPI)

- Goal Planning Adviser
- Millionaire's calculator — how much do I have to save to reach any amount?

Or click to see: financial calculators grouped by type

Can't find what you need?: View all calculators

- Affordable House — how much house can you afford considering income, taxes, insurance & maintenance?
- Amortization Calculator — calculate & show/print loan payment schedules
- *Annuity Matrix — calculate range of possible withdrawals
- Auto Loan — allows for optional trade-in or cash down payment
- Balloon Payment Calculator — structure a loan with a balloon. Solves for 5 variables.
- Bridge Loan — will you need a bridge loan?
- Budget Calculator — Create budgets and percentage allocations
- Compound Interest & APY — calculate interest for a specific date range
- *Debt Elimination — debt reduction planning
- Equivalent Interest Rates — Calculate equivalent interest rates
- Extra Payments — calculate interest and time saved due to making extra principal payments

- Future Value — what an amount will be worth in the future
- *Future Value Matrix — calculate range of future values
- Interest Calculations — calculate periodic or exact date interest
- *IRR — annualized return on investment cash flows
- Loan Calculator — solve for payment, term, rate or loan amount
- *Loan Matrix — calculate range of payments
- Millionaire Calculator — how much to save to reach an amount
- Mark-up / Discount Percentages — uniquely calculates explicit and implicit percentages. Solves any 3 of 5 variables. Great teaching tool.
- Mortgage Calculator — solves for 6 unknowns including percent deposit
- Net Worth Calculation — assets minus liabilities. Calculates percentage allocation.

* New! Check them out!

** Major update released 06/21/2012

- Payment Calculator — calculate level payment covering principal & interest
- Percentage Calculations — 4 calculators
- Present Value of an Annuity — today's value of future cash flows
- Present Value — Today's value of future amount — PV
- *Retirement Planning Calculator — chart your retirement plan and see if you are on track
- Return on Investment — exact ROI between two dates
- Remaining Loan Balance — balance remaining after "X" payments
- Savings Calculator — solves for four unknowns
- Savings Plan — calculates goal amount based on projected cash flow needs
- Simple Interest — calculate simple interest between any dates. Also, days between dates calculation.
- Time to Double — how long an investment takes to double at any interest rate
- **Time Value of Money Calculator

- Accelerated Payment — save interest by making periodic extra payments.
- Affordable House — calculate affordability
- American Option Pricing — option prices & Greeks.
- Amortization Schedule & APR — structure a repayment schedules. Change payments and rates. Make random extra payments. Much more.
- Amortization Schedule (free) — produces a quick, clear loan schedule showing payments, interest, principal and balance.
- Annuity Schedule — schedule showing regular or irregular withdrawal, interest accrued and balance.
- Annuity Matrix — multiple results with interest rate and term varying along the "X" & "Y" axes.
- Automobile Loan Calculator — solves for any two of six variables including needed cash deposit or trade-in amount.
- Balloon Payment — solves for any one of five unknowns. Use to structure loan with specified payment or balloon amount.
- Bond Value and Yields — calculates many attributes of a bond in addition to price or yield. Supports corporate, T-bills and zero coupon types.
- Break Even Point Adviser — calculate break-even sales point for product or business.
- Bridge Loan — is second mortgage required and if so, what is the loan amount and payment?
- Budget Calculator — produce up to 12 projected & actual monthly budgets. Calculates expense allocation.
- C—Value! Wizard — create custom debt or investment cash flows. Loans, payments, deposits, withdrawals and interest rate changes can be adjusted to occur on any date. Record cash flows as they happen and track balances.

- Compound & Simple Interest — calculate exact day or periodic interest. Also days between date calculations.
- Debt Reduction Adviser — analyze all debts and suggests most efficient way to reduce or eliminate debts
- Declining Balance Depreciation — create depreciation schedule
- Equivalent Rate — calculate equivalent interest rates
- European Option Pricing — calculate option price & Greeks of European style options
- Future Value Matrix — multiple calculations with interest rate and term varying along the "X" & "Y" axes.
- Goal Planning Adviser — plan for large, future obligations such as retirement or college. Structure both the savings cash flow as well as the withdrawal cash flow. Wizard like style.
- Inflation Calculator — calculate value adjusted by inflation
- Interest Calculator — calculate exact day or periodic interest.
- Internal Rate of Return (IRR) — ROI calculation for adjustable cash flow.
- Lease vs Buy Adviser — is it more advantages to finance or lease?
- Loan Calculator — solve for amount, term, rate or payment amount for various payment and compounding frequencies and for various lending methods be it normal, Canadian, rules-of-78, interest only or fixed principal payments.
- Loan Comparison Adviser — compare two loan offers
- Loan Matrix — multiple payments or loan amounts as interest rate and term varying along the "X" & "Y" axes.

- MACRS Depreciation — create depreciation schedule with Section 179 Benefits calculation.
- Mark-up & Discount — mark-up and discount calculations
- Mortgage Loan Calculator — solve for any of 6 possible unknowns including down payment required
- Net Present Value (NPV) — evaluate the desirability of an investment which generates periodic or irregular cash flows
- Net Worth Calculator — create a customizable personal net worth statement.
- Present Value of an Amount — calculate today's value of an anticipated future amount
- Present Value of a Series Schedule — calculate today's value of an adjustable cash flow
- Purchasing Power Calculator — calculate value of an amount adjusted for inflation
- Refinance Adviser — determine if it is advisable to refinance a loan.
- Remaining Balance — calculate the principal balance due on a debt
- Rental Analysis Schedule — create cash flow schedule for a rental property
- Return on Investment (ROI) — absolute and annualized rate of return calculation
- Savings Calculator — solve for any of 4 values
- Straight Line Depreciation — creates a depreciation schedule
- Sum of Years Depreciation — create a depreciation schedule