101 Things You Can Do With SolveIT!

1. Determine how much to save for a retirement plan.
2. Calculate the effects of extra payments on a mortgage.
3. Given the amount of a loan, the periodic payment, and the term, solve for the annual percentage rate.
4. Print a detail amortization report with annual and running totals.
5. Take charge of your financial planning.
6. Display annual totals for each category of a personal or business budget.
7. Summarize a loan to a payment date showing remaining balance, extra payments and interest saved as the result of those extra payments.
8. Find out how much a series of deposits will be worth in the future.
9. Calculate how much a series of payments due in the future is worth today.
10. Ascertain the number of days between two dates.
11. Verify the interest paid on an investment.
12. Prove to your spouse that there is (is not) the money available to take a vacation!
13. Do instant "What-If" budget analysis.
14. Calculate lease payments.
15. Find out how long funds set aside for retirement will last assuming a regular withdrawal.
16. Confirm the amount being charged on a Adjustable Rate Mortgage (ARM).
17. Compute the cash flow from a rental property before or after tax considerations.
18. Compute the effective annual rate of return if you bought stock in June for 12,300 and sold it 17.5 months later for 15,675.
19. Plan for a college education.
20. Find out if a second mortgage is needed and what it will cost.
21. Print a personal, family or business budget.
22. Quickly prepare a net worth statement.
23. Determine today's value of a future cash flow.
24. Evaluate the rate of return on a series of projected cash flows from an investment in rental property (IRR).
25. Determine a MACRS depreciation strategy for a tax return.
26. Do instant "What-If" analysis on financial questions.
27. Print a personalized Annuity schedule.
28. Given the amount of a loan, the term, and the annual interest rate, solve for the payment amount.
29. Compare different saving plans assuming different payments at different periods for different rates and compounding methods.
30. Maintain separate files for an unlimited number of individuals or firms with their net worth, budget, loan and annuity data in one location.
31. Display the total payment amount on a loan for a fiscal or calendar year.
32. Design a loan with a balloon payment.
33. Compute the price of an affordable house.
34. Learn about unfamiliar financial concepts.
35. Determine the day-of-the-week for a date.
36. Edit reports to highlight important details for a presentation.
37. Project the tax effects from a rental property.
38. Design 12 monthly budgets with your own categories and groups.
39. Figure out how much money you can borrow assuming some payment amount, interest rate and term.
40. See if your income has kept up with inflation.
41. Compute the profit (or loss) on a series of stock trades.
42. Find the number of units needed to be sold to break-even.
43. Prepare an amortization schedule for a negatively amortizing loan.
44. Compare a projected budget with the actual results.
45. Determine if it pays to refinance your home.
46. Calculate total interest costs on a loan to any period.
47. Compute the effects of a change in payment amount in your savings plan.
48. Compare payout results of an annuity if the payment is constant or if it increases annually by an inflation factor.
49. Verify the depreciation taken prior to 1987 using the ACRS method.
50. Find out how much an amount will be worth in the future.
51. Calculate how much an amount due in the future is worth today.
52. Compare a current cash offer for early retirement to the projected value of a future pension.
53. Contrast a fixed principal mortgage to a regular mortgage.
54. Compute the amount of interest paid on a loan for a fiscal or calendar year.
55. Solve for the withdrawal amount that will allow funds to last for a particular number of payments.
56. Calculate the interest owed for an exact number of days using one of 9 compounding terms.
57. Determine what gross sales will be at break-even.
58. Ascertain the cost of delay in an investment plan.
59. Check a bank's figures for a loan or investment.
60. Print custom & personalized Future Value schedules.
61. Find the date X days from a date. (Either forward or backward)
62. Print a cash flow report based upon a projected budget or actual results.
63. Print custom & personalized Present Value schedules.
64. Solve for the amount of interest paid on a loan from origination through any payment period.
65. Use any one of a number of generated reports to make a case to get a raise
66. Calculate the effect a change in the interest rate has on a savings plan.
67. Do instant "What-If" analysis with regards to break-even for a small business.
68. See how many hours you have to bill to cover your fixed and variable business costs.
69. Compute the effects of missing a deposit in a savings plan.
70. Calculate the effects of inflation on your investments.
71. See how much your selected college will cost you in 7 years allowing for inflation.
72. Calculate what percentage your entertainment expenses are of income.
73. Determine the effect that an increase in the deposit amount will have on a savings strategy.
74. Compare the costs of competing mortgages.
75. Estimate what percent of your income can go for discretionary spending.
76. Compare a loan with payments made in advance to a loan with payments made in arrears.
77. Do instant "What-If" income tax planning.
78. Find the simple interest on an amount for any period.
79. Calculate the principal paid on a loan for a fiscal or calendar year.
80. Ascertain if a series of different cash flows meet your minimum investment requirements (NPV).
81. Find the amount remaining at any point in an annuity.
82. Discover how long it will take an amount to double at any rate of return for any common frequency of compounding.
83. Compute the real gain in your salary after inflation over any number of years using the official CPI figures for each year.
84. If you presently buy services for $1,000, see how much they will cost you after any number of years of inflation.
85. If groceries cost you $150 a week today, find out what the $150 will buy any number of years in the future.
86. Prepare a break-even summary for a proposed small business.
87. Do instant "What-If" analysis on loan questions.
88. Ascertain the most efficient quantity of an item to buy considering the time value of money (EOQ).
89. Calculate the rate of return on your money market fund after a series of irregular deposits grow to $13,675 in 4 years.
90. Discount a mortgage.
91. Determine at what point a direct mail campaign is profitable.
92. Find the equivalent interest rates for 2 different compounding periods.
93. Compute how the addition of an additional employee with benefits effects the profitability of a firm.
94. See how long the proceeds from a life insurance policy will last assuming regular withdrawals adjusted periodically for inflation.
95. Use SolveIT! as an instructional tool to teach fundamental financial concepts.
96. Project cash flow from rental property factoring in different rates of inflation for rent increases, tax increases and maintenance increases.
97. Ascertain what the term of a loan should be given an amount, payment, and annual interest rate.
98. Compute what percentage your non-discretionary expenditures are of income.
99. Find the discounted value of a loan when the payments do not start until some future point in time.
100. Save to disk cash flow data from rental properties for later editing or analysis.
101. Show your financial partners that while they are loosing money from operations, they are actually making money due to asset appreciation and tax consequences!

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